A Homesteader’s Insurance Policy

Peaceful Forest Homestead

Peaceful Forest Homestead

Do you have a homesteader’s insurance policy in place? Almost every time I get disgusted with this life because it is hard or so different from everyone else I know, something happens to reinforce that this lifestyle is the only way to survive. Especially in the times we are living in. News of terrorists attacking people in nightclubs, schools, movie theaters, churches, etc. What that tells me is that for some reason, something inside of me told me to live this lifestyle. To live on our homestead and work from home. To start doing most of our shopping online. I don’t even drive a car anymore, though I plan on getting one in the future. I do not go to crowded places very often. Sometimes I will go with my husband to a nearby city to do some shopping, but usually I go to stores in our area that is more country than city.

Wind Power Today

Wind Power Today


For sixteen years now, we have been building our homestead to be more technical than most homesteaders do. My husband loves new technology. He has always said, “Our homestead is not old fashioned, but the way of the future.” I like that sentiment. Using solar and wind, working online, shopping online, growing our own food, etc. it is all part of the modern technology that enables us to live the way we do. Some of the old technology that many mistakenly think is old fashioned, is just a better way. For instance, our pitcher pump. It was thought of as modern technology at one time. Still working after all this time. Now this year I added a solar oven to our modern technology list of items we use. Not only does it do the cooking, but it can be used to dehydrate food. Instead of using our system to power an electric dehydrator, I can use the sun. All of these tools or methods we use, old fashioned or high technology, are a part of our homesteader’s insurance policy.  

Canning Closet

Canning Closet in Kitchen

An interesting thought we have had is that many things that we did because of moving to an off-the-grid house, that others thought was silly, stupid or too hard to do, have turned out to be the way the general population is going now. Instead of paying an electric, fuel and water bill, we were purchasing more solar panels, more components for this system, a wind turbine to keep power coming in during storms and at night and being able to buy the most energy efficient refrigerator that is built presently. We have been gardening since 1996 and canning our harvests. Now canning has been making a comeback. I am glad to see that. When I purchased my first canning jars from an elderly woman who’s husband had died and she felt she had no need for so many jars, I was excited and looking forward to canning a lot of food. Which I did. I saw the price of the jars go up.  The huge amount of jars that I bought for thirty bucks is unheard of now. Now everyone wants to prepare. To have home canned food in their root cellars, pantries and cupboards. That IS the homesteader’s insurance policy! 

Garden

Food Supply


If you are wondering what exactly is the homesteader’s insurance policy anyway? Well, that is what I am telling you right now. It is when you no longer worry about having food and supplies in your house. It is when you do not have to run out to shop if a storm or other disaster is on the way. It is when you have ways to heat your house, cook your food, store your cold foods, take a shower, wash your clothes, etc. It is when you can be isolated at your home for days, weeks or months at a time and live comfortably and happily. It is when you can go pick up other family members and bring them to your home and it not be a hardship to feed them too. I do not have to read articles or books about prepping, because when I do, I usually know more than they do. We live it every day. If you consider yourself a prepper, start living this way every day, instead of just when there is an emergency. Start using your food supply and replenishing it as you use it. Start up that generator now, so you know how to use it. Cook on that solar oven you bought two years ago and never took out of the box, now. Learn to cook on it this summer by cooking on it daily, so that when you really do need it, you will know how to use it. Good food helps in an emergency!  

Planting a garden

Plant a garden!

Start working on your own homesteader’s insurance policy today! How? Basic needs first:

Water – Store some in food grade containers. Find a way to have a water source in case of an emergency and no power.

Heat – A wood stove will serve three purposes: heating, hot water and cooking.

Food – Plant a garden. Buy food locally in a farmer’s market or at a farm. Learn to can and get started building a pantry of food. Food in a freezer does not count as you can easily lose that in a power outage or a faulty freezer. Besides in an emergency canned food is easier to cook. Get to work on it today!

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Copyright © 2016 Kathleen G. Lupole
All Photographs Copyright © 2016 Kathleen G. Lupole